Insurance Recovery
The firm represents policyholders — never carriers — in first-party property insurance disputes: underpaid and delayed claims, appraisal positioning and appraisal-related litigation, and the statutory claims that give Texas policyholders real leverage. That includes prosecuting claims under the Texas Prompt Payment of Claims Act (Chapter 542 of the Insurance Code), where the firm’s practice extends to the exacting work most demand letters skip: detailed statutory interest calculations, enforceability analyses, and demand packages built to be Exhibit A.
Prompt payment and statutory interest (Chapter 542 / 542A). Texas law puts carriers on a clock — and attaches statutory interest when they miss it. The firm prepares statutory interest demand packages with the calculations documented to the day, advises on Chapter 542A’s presuit requirements and their strategic consequences, and litigates the interest claim as a claim, not a footnote.
Services
SIX ITEMS- First-party property insurance litigation — commercial and significant residential losses
- Appraisal strategy, positioning, and appraisal-related disputes
- Texas Prompt Payment of Claims Act (Ch. 542) prosecution and statutory interest recovery
- Chapter 542A presuit notice and demand practice
- Statutory interest calculation and enforceability analysis
- Pre-suit strategy and litigation risk mitigation for policyholders
Representative Experience
THREE MATTERSRepresented insureds in first-party property insurance litigation and appraisal-related disputes.
Prosecuted claims under the Texas Prompt Payment of Claims Act, including statutory interest recovery, with detailed demand packages and enforceability analyses.
Advised policyholders on pre-suit strategy, appraisal positioning, and litigation risk mitigation.
Representative matters. Prior results do not guarantee a similar outcome.
Process
FOUR STEPSClaim file review
The policy, the carrier’s numbers, and the statutory deadlines already running.
Position analysis
Coverage, valuation, appraisal posture, and the interest calculation.
Demand
A package the carrier’s counsel has to answer line by line.
Litigation
Filed when the numbers justify it, with the statutory claims fully pled.
FAQs
THREE QUESTIONSThe carrier paid something. Is the claim over?
Not necessarily — partial payment doesn’t extinguish the shortfall, and delayed payment can carry statutory interest even where amounts were eventually paid.
What is appraisal and should we demand it?
A policy-based valuation process that can resolve amount disputes without suit — powerful, but with strategic consequences for the statutory claims. Positioning it correctly is half the practice.
How is statutory interest calculated?
By statute, from dates the Insurance Code fixes — which is why the firm’s demand packages document the calculation to the day rather than asserting a round number.